Two suits named both Pauciulo and Vagnozzi as defendants. Dean Graziosi is a leading world-class action taker! He could move their remaining investment into something with a higher return. In a court response this month to Vagnozzis suit, Pauciulo hit back at his former client. The records dont disclose the precise amount of the loan, designed to help businesses keep employees on staff during the pandemic.). In these, investors pay a discounted rate to the elderly for their life insurance policies, assume the burden of the premiums and bet the sellers will die quickly enough to make a big profit. I was holding my breath that it wouldnt come to that, but it did," Vagnozzi would say later in a deposition. His court-filed financial reports list spending on trips to the Caribbean and Hawaii and outlays ranging from $18,000 at Govberg jewelry in Ardmore to $7,735 at the Coral Stone Club on Grand Cayman Island. Kirby of London, ON Verified Reviewer Verified Buyer. Homeowners like Dean Vagnozzi Sharpen Their Short Gam Feds: RI-based recovery center denied patients addiction treatment, stole millions from insurers, Pennsylvania doctor charged with prescription fraud, pocketing patients' pills, California: One states rocky and expensive road to single-payer, Brooks Tingle appointed president and CEO of John Hancock in leadership succession plan, Welcome to Sweetie Pies star Tim Norman sentenced to life in prison after murder-for-hire plot, The Murdaugh trial offers a reminder of the 'old South', What to know about Alex Murdaughs murder trial, Day 26 live updates: Alex Murdaugh prosecution tries to chip away at defense case, Women lag in retirement savings and are stressed out about it, study says, Study finds retirement confidence gap between men and women, 9 ways advisors can help women achieve a higher level of financial security, Insurtechs move to take on lagging business insurance market, 5 financial wellness behaviors that help build wealth. He and his wife, Christa, have raised four children and live in a Collegeville house he valued for the court at $800,000. In the interim, the agency and Vagnozzi have made public hundreds of pages of documents that provide a snapshot of Vagnozzis business approach and show how he made himself one of the regions best-known financial advisers. His required disclosures in the SEC lawsuit show that in just the last two years before the SEC pulled the plug, he made $8 million in profits on $17 million in revenue. shauna froydenlund instagram. The Texas firm declared bankruptcy in January 2015, a month after a judge fined it $38 million in the SEC case. I was selling life insurance.". He offers investment opportunities that sidestep the volatility and intangibility of Wall Street, and he . Dean Vagnozzi, the owner of A Better Financial Plan, helps his clients find ways to build wealth without gambling on the stock market.Outside of his work, Dean Vagnozzi enjoys playing golf. Investors have the ability to move certain assets in order to create a financially beneficial environment for their retirement. Vagnozzi has fought back against the SEC, rejecting its complaint as groundless. Pauciulos lazy, amateurish, and incompetent lawyering led Vagnozzi and his investors astray, the suit claims. Judge Rodolfo A. Ruiz II overseeing the case gave authority to Stumphauzer to remove Par Funding employees access while also ordering that any copies that were made by Par Funding staffers be sent to the receiver for review. Pardo bought four planes and a yacht along with such artifacts as replicas of an ancient Egyptian sarcophagus and a pharaohs throne. Despite the firm's sheen of professionalism at its Old City offices, borrowers say they were harassed by aggressive collection efforts that included almost instant withdrawals from their bank accounts and even outright threats. 7. The receiver has seized them, too. But that hasnt happened, investors said. We didnt have sales meetings, Amie, he told SEC trial counsel Amie Riggle Berlin earlier this year. Days before the SEC filed suit, the couple made one last big purchase a pair of Patek Philippe watches for themselves, for a total of $154,000. Drug coverage, telehealth, physician-assisted death. The Commission has approved the Consent Agreement and Order entered into by Dean J. Vagnozzi d/b/a A Better Financial Plan, LLC, in which they are ordered to pay an administrative assessment for violations of the Pennsylvania Securities Act of 1972. But speculation is continuing about . This information became public when the plaintiff filed a praecipe an order requesting a writ or legal document in late August, which showed that the settlement was backdated to July 29, 2020 despite no written agreement being concluded until August 12, 2020. Since financial adviser Dean Vagnozzi was charged with fraud in a government lawsuit in July, he has been castigated by regulators for how he steered customers to Par Funding, a Philadelphia lender founded by a twice-convicted felon. His payback: $31,000. The SEC didnt name Pauciulo as a defendant in its lawsuit. Laforte, a convicted felon, was indicted on illegal gambling charges in 2009 and therefore was not allowed to own or possess firearms. More recently, LaForte was arrested last year after the FBI seized seven firearms at his $2.4 million house in Lower Merion. READ MORE: In SEC fraud lawsuit, Par Fundings receiver squares off with adviser Dean Vagnozzi over money freeze. The legal process will prove my innocence in due time," Vagnozzi wrote. His record is marked by lawsuits, a $95,000 regulatory punishment, Vagnozzis admission that some funds havent performed as expected and recent complaints from some investors that others havent delivered, too. THIS IS A TAKE IT OR LEAVE IT OFFER. Vagnozzi wrote in February, in capital letters. (Agents also found $5 million in cash there and at his other homes, in the Poconos and Jupiter, Fla.). Dean James Vagnozzi Reviews. Last year, Vagnozzi and his wife gave $27,000 to St. Josephs University for a covered bench for the soccer team, which included their daughter, Gabrielle. ), Vagnozzi didnt admit any wrongdoing. At times, Vagnozzi held payout dinners, similar to pep rallies where checks for massive amounts would be displayed and investors celebrate their returns. Only they didnt. We had we had meetings with customers that had money to potentially invest. 28 de mayo de 2018. Pars merchant cash advance loans were another in the kind of unconventional investments Vagnozzi was looking for to supplement previous pitches, notably for investments in life-insurance policies sold at a discount by the elderly. In July, the SEC named him as a defendant in the civil suit about Par Funding. Edit Details Vagnozzi kept selling investments in policies purchased from Life Partners despite that firms troubles. Originally, Merchant Cash Advance promissory notes were issued for periods of 12 36 months, with 10% 14% returns and a full repayment of principal at the end of the contract. As a result, Stumphauzer indicated in DE-208 that Vagnozzi was in violation of the receivership order for effectuating an agreement for the transfer of monies without the consent or knowledge of the receiver. I need a person like John, he told viewers, to show we are not a bunch of gunslingers.. The court filings include hours of transcripts of sworn depositions he gave to SEC lawyers, as well as reports from Vagnozzi on his income and spending. Original review: March 7, 2022. Par and Vagnozzi blame its problems on the COVID virus, although the federal judge in the lawsuit has suggested Par was financially shaky before the pandemic. The main event the federal civil fraud trial led by SEC lawyer Amie Riggle Berlin is scheduled for December. what happened to dean vagnozzi. "When people want to come meet with us, her job is to make sure that its a good use of everybodys time.. Vagnozzi has spent heavily on advertising in the Philadelphia market; he told the SEC that he was spending up to $20,000 a week. Among the exciting additions the donation will cover are two elite shelters with. In its more recent lawsuit, the SEC cited that as an example of his repeated misrepresentations. Pardo hasnt paid. Dean Vagnozzi is the President at Better Financial Plan based in King Of Prussia, Pennsylvania. Charlotte, North Carolina Area. This week's guest. Pauciulo, a partner at a big law firm, packaged unconventional investments for Vagnozzis clients, reviewed his radio ads, attended his dinner sales pitches, and sat literally at his right hand to assure investors that it was all sound and legal. However, Pauciulos pleading does not mention that LaForte pleaded guilty again, on Dec. 30, 2009, to a new crime, his role with illegal internet gambling. To Investors in A Better Financial Plan: On October 31, 2020, Judge Ruiz of the U.S. District Court for the Southern District of Florida entered an order releasing from the Receivership certain entities owned or controlled by Defendant Dean Vagnozzi. Dec 2019 - Present3 years 3 months. The businesses who received these advances were forced to close and could no longer keep up their payments to Par Funding, creating a chain reaction through A Better Financial Plan causing their investors to not receive their monthly payments. ", When SEC lawyers remained skeptical, he said of the attendees, they come for a free meal.. The SEC's senior trial counsel in the case, Amie Riggle Berlin, declined to comment Wednesday as did Eric Bustillo, director of the SEC's Miami regional office. If he gets a significant judgment from Eckert, well go after that, Lechtzin said. Supporters of life settlement investments say they are a boon for policyholders who need cash now and investors who profit well by supplying it. Prosecutors criminally charged LaForte with illegal possession of firearms four handguns, two shotguns, and a rifle as a twice-convicted felon. In all, Vagnozzi raised over $50 million from more than 300 investors in life settlements between 2010 and 2019, according to SEC documents. Nov. 25Days before their scheduled civil trial on fraud charges, the owners of Par Funding lending and King of Prussia financial salesman Dean Vagnozzi agreed Wednesday to stop fighting the case against them and to pay back 1,200 investors who federal regulators said were seduced with a stream of lies about the lender. (Attachments: #1 Memorandum Coventry First LLC's Memorandum of Law in Support of Motion to Dismiss Class Action Complaint, #2 Text of Proposed Order Proposed Order)(MOORE, RICHMOND) ANGELO VAGNOZZI OBITUARY. Never., Vagnozzi summed it up this way: He was the amateur relying on the professional, just like I am at the mercy of my auto mechanic when it comes to fixing my car.. Huevos directos desde la finca a tu casa. Pauciulo, for his part, said that Vagnozzi had not followed his counsel. MENU MENU. He also said he had "weighed the cost of a lengthy legal battle vs. settling without admitting or denying any wrongdoing.. In a recent letter to investors about all this, Vagnozzi said the SEC case had no merit. Golf is one of the greatest facilitators of business because the game is accessible to people of all ages and skill levels. He said Pauciulo had informed him about LaForte's criminal record in 2017, but advised him he didn't have to tell investors. A decade later, Sullivan says, the fund has paid back less than half the original investment. KING OF PRUSSIA, PA / ACCESSWIRE / March 9, 2020 / Dean Vagnozzi is not your average financial planner. LaForte's lawyers deny those allegations. Tom, who leads a very private life, has not, however, publicly confirmed or denied the claims. Investors were happy to collect returns of 14% for a time. LaForte and McElhone founded Par Funding in Philadelphia in 2011, shortly after LaForte's release from prison. In April, Vagnozzi sued his longtime lawyer, John Pauciulo, of the Philadelphia firm of Eckert Seamans, blaming him for bad advice. Dean Vagnozzi served on 8/6/2020, answer due 8/27/2020. When you're looking for a financial advisor who will turn your usual standards on their head, Dean Vagnozzi is the perfect way to fit those needs. Life Partners founder Brian Pardo lived well in Waco, Texas, for a time. John Pauciulo (left), a partner at the Eckert Seamans law firm, and financial salesman Dean Vagnozzi appeared together in a a 2017 video in which Vagnozzi said his funds have all "complied with state and federal securities laws" and Pauciulo agrees. Days after the SEC filed its civil suit, the FBI raided LaForte's and McElhone's houses and seized seven loaded guns and $2.5 million in cash. Facebook gives people the power to share and makes the world more open and connected. If Par Funding was a fraud, he says, his investment funds were big victims too. He also advertised on CNN, Fox News, CBS, and CNBC television. Par Funding blamed the reductions on the onset of COVID-19, but court data showed that the firm had filed nearly 1,500 lawsuits against defaulting borrowers in 2019, before the virus surfaced. One investor told The Inquirer he put in his $50,000 at Vagnozzi's urging in February 2015 . "Im going to keep pushing back on that. baldwin county board of education jobs / north korea and norway are separated by one country / north korea and norway are separated by one country He referred questions to a lawyer who did not immediately call back. In the last 10 months, investors have sued Pauciulo and his firm in Delaware, Florida, and Philadelphia. An accounting major in college, he went on for a time to become a licensed securities broker. After being put under receivership, the federal judge overseeing the case ceased electronic access to Par Fundings company records on August 15, 2020. Pauciulo, in his rebuttal pleading this year, holds firm to that argument, saying, LaFortes criminal conviction for mortgage fraud did not need to be disclosed because it was more than 10 years old.. Until Vagnozzi and Pauciulo turned against each other, they had been able to weather increasingly rocky weather together. On page 2 of DE-227, the SEC wrote, We have already identified two significant transfers he [Vagnozzi] made to himself after the Courts entry of the Orders in this case, and we should not have to investigate to discover additional ones he might have made. They continued stating, This was the purpose of the sworn accounting, with which he [Vagnozzi] utterly failed to comply in full. Despite already receiving orders and being placed under receivership, Vagnozzi attempted to maneuver funds without disclosing them, which placed the safety of investors funds in jeopardy according to the SEC. His pitch? Police will provide an update shortly in the ongoing investigation into the death of the baby of Constance Marten and Mark Gordon. Visit The Philadelphia Inquirer at www.inquirer.com. As for Vagnozzi, he was once a ubiquitous presence on Philadelphia media, spending heavily on ads to urge people to put money into his alternatives to the stock markets. I am arranging to pay you 17% !, he said. He claimed, The issues with Life Partners werent disclosed to me.. A few years ago, when I was director of the prenovitiate program in Miami, I shared with the prenovices some of my personal recollections about the Second Vatican Council. This order can be viewed under "Key Court Documents" on this website. Last summer, the U.S. Securities and Exchange Commission took a less enthusiastic view. Vagnozzi empowers middle class investors to generate returns typically reserved for the uber rich. In that case, federal prosecutors disclosed there is an ongoing FBI and IRS criminal investigation into Par Funding. One was Par Funding, in which investors financed high-interest cash advances to merchants. Dean J Vagnozzi. Vagnozzi said in a complaint last month that faulty legal advice he'd received from Pauciulo had left him open to claims from the SEC stemming from his work soliciting investors for the cash. He urged those who had invested in Par to stand up. I literally had only the money in my pocket, he wrote, referring to the period after the SEC brought its suit. what happened to dean vagnozzi. In a note to clients, he summarized the SEC order this way: All they can say is they dont like my advertising methods.. READ MORE: Par Funding threatened violence, trashed reputations after businesses took out loans at brutal interest rates, borrowers say. Vagnozzi kept selling investments in policies purchased from Life Partners despite that firm's troubles. Vagnozzi told them not to worry, though. Dean Vagnozzi is an accomplished entrepreneur with a successful sales and finance background. Now lives at 3872 Jane Ct, Collegeville, PA 19426. March 2, 2023. Outlined in a separate lawsuit as well as the SECs case against Vagnozzi, a Pennsylvania client sued Vagnozzi after refusing to accept a renegotiated promissory note contract from Par Funding. But medical technology is keeping them living.. His ubiquitous spots on KYW 1060 and WPHP 1210 would pop up five or six times a day, seven days a week, voiced by Vagnozzi himself. A third, filed by Philadelphia lawyer Clifford Haines on behalf of 17 people who set up pools that pumped nearly $50 million into Par, names just Pauciulo and his firm. On the video, in which . You are here: Home 1 / avia_transparency_logo 2 / News 3 / what happened to dean vagnozzi what happened to dean vagnozzitexas lake lots for sale by owner June 7, 2022 / lawyers against mcfd / in charlie schlatter leukemia / by / lawyers against mcfd / in charlie schlatter leukemia / by Sir Winston Churchill, the British statesman, soldier, and writer who served as Prime Minister of the United Kingdom during the Second World War, died on 24 January 1965, aged 90. Posted on June 29, 2022 what happened to dean vagnozzi. As for Ford, Vagnozzi said a board of directors at Fords company knew of Fords criminal record. how long can a dog live with parathyroid disease. It is hard to argue that Americans are not struggling in this economy, but politicians and the mainstream media are certainly trying. Retirement Media provides relevant and timely reporting on important financial retirement issues our readers care about most. Separately, in a last bit of litigation in the overall Life Partners scandal, a trustee for its creditors is suing Vagnozzi and scores of other Life Partners salespeople to claw back their commissions. Eric Lechtzin, a Bucks County lawyer who brought one of the first investor suits against Vagnozzi and Pauciulo, said Vagnozzi was trying to avoid responsibility for his own role. The SEC is expecting to recover far more from the remaining . Vagnozzi and his lawyers didnt respond to questions for this article. In that time, his firms took in $17 million in revenue. In an interview, he said was disappointed in the returns from a Vagnozzi fund but hoped at least to get his money back. "He never pulled me aside and told me what I was saying was wrong, or was a violation of securities law," Vagnozzi said in an email to The Inquirer. 819, 849]. The agency enumerated his radio ads, free dinners, and mailings and said he was improperly selling unregistered securities. James Allen, OMI. Once you back that out and take into account the $150 million in assets held by the receiver, there remains about a $100 million shortfall. The documents show that between 2018 and this summer, Vagnozzis businesses reported more than $8 million in profits. Now 77, he has been socked with penalties totaling $28 million. His brother, Albert Vagnozzi, a township supervisor in Upper Providence in Montgomery County, was briefly on staff, but left some years ago to work as a registered investment adviser. As outlined in DE-227, this new bank account, MK Corporate Debt at Citizens Bank, was set up for the purpose of paying off investors who rejected the renegotiated 4% note that was released in the late Spring of 2020 amid the COVID-19 pandemic. do not recommend or sell securities to anyone at any time. (He asked not to be named, saying he was embarrassed about his investment.). Two weeks before the SEC brought its sweeping complaint involving Par Funding and its merchant cash advances, the agency faulted Vagnozzis sales pitches for life settlements. Borrowers have also alleged they were threatened by LaForte, with one merchant asserting LaForte threatened to "blow your house up." In his initial pleading before the SEC, Vagnozzi contended that he, too, had been in the dark about LaForte's criminal past. I write about people and money in our community and beyond. Emails obtained by The Inquirer show that Vagnozzi told investors earlier this year he was sorry about the life settlement investments he has also sold, deals in which investors bet on the life insurance policies of the elderly. Working with fragmentary information from fund papers, partially redacted names, ages, and the like, he searched on Google to see whether the insured had died. A few weeks later, Vagnozzi and his attorney at the time, John Pauciulo, created a 16 minute long video on Vimeo explaining the new note to investors and encouraged urgency to get the notes signed and returned quickly so Par could resume the renegotiated payments the first week of June. That is not what the order says, the agency said. (In all, Vagnozzi has agreed to pay $1.1 million since 2018 to resolve complaints from federal and state regulators. Were about to hand out a million dollars to investors, Vagnozzis sister, Dana said, kicking off the gathering, "who had faith in my brother or who took a chance in our investments., Next, Vagnozzi introduced what he called my team, including the owners of Par Funding. Fund documents show that he was among 99 investors who put up about $12 million and were told they could reap $21 million. Vagnozzi is not a registered financial adviser or broker but is a licensed insurance salesman. This order can be viewed under "Key . On July 24, 2020, the Securities and Exchange Commission ("SEC"), brought an emergency action against a number of individuals and entities, including but not limited to Dean J. Vagnozzi and his Pennsylvania-based company, A Better Financial Plan, for their roles in an alleged half billion dollar fraud scheme. Equitable enhances buffered annuity suite, LIMRA: 2022 single premium buy-out sales topple prior record, Why the $2.04B Powerball jackpot winner would have done better taking the annuity, These annuities have gotten more popular, and with good reason, After years of negotiations, GOP leaders reach a breakthrough on Medicaid expansion. This summer, the Wall Street Journal published a feature story that highlighted the nine-hole practice green behind his house, newly installed for an estimated $75,000. No longer. Vagnozzi also raised almost $5 million for the addiction-related software idea of a man who went by the name of Henry Ford, according to the SEC. Vagnozzi has fought back against the SEC, rejecting its complaint as groundless. They are Joseph Cole Barleta, 38, a Philadelphia man who was Par Funding's chief financial officer, and Michael Furman, 39, a Florida businessman who the SEC said raised $6 million for Par Funding. In 2004, Mr. Vagnozzi took a decisive step in leaving corporate America behind and establishing his own financial planning practice. Chris Rollins Published: March 2, 2023. A receivers purpose is to, administer and manage their [companies under receivership] business affairs, funds, assets, causes of action and any other property of the Companies; marshal and safeguard all of the Companies assets; and take whatever actions are necessary for the protection of investors, according to Document 4, filed on July 24, 2020 in the United States District Court of the Southern District of Florida. He is Dean Vagnozzi's brother and vice chair of the township supervisors for Upper Providence in Montgomery County. Vagnozzis father was a suburban police officer who became a lawyer and chair of the Upper Merion supervisors. Vagnozzi says he was kept in the dark about LaFortes record. In that time, his firms took in $17 million in revenue by marketing and managing insurance and investments. One investor told The Inquirer he put in his $50,000 at Vagnozzis urging in February 2015, a month after the bankruptcy. Even before the SEC lawsuit, Vagnozzi has agreed to pay $1.1 million since 2018 to resolve complaints from federal and state financial regulators about his sales techniques. The court never contacted me or informed me about the fund that they froze and ultimately plundered. Ted's Bio; Fact Sheet; Hoja Informativa Del Ted Fund; Ted Fund Board 2021-22; 2021 Ted Fund Donors; Ted Fund Donors Over the Years. The private eye was working for a lawyer preparing a financial lawsuit against Vagnozzi. Stumphauzer blocked Par employees from their emails, as they had accessed and downloaded more than 100,000 documents pertaining to company information more than two weeks after the judge had ordered their access be taken away. Last year, Vagnozzi agreed to pay almost $500,000 to resolve a civil complaint from Pennsylvania financial regulators for steering people into Par Funding without proper registration to do so. Par Funding threatened violence, trashed reputations after businesses took out loans at brutal interest rates, borrowers say, names Par Funding, its owners, Vagnozzi, and others, Par Funding owner seeks release from prison, agrees to SEC control until civil fraud trial, Dean Vagnozzi and his alternatives to Wall Street, Federal judge orders Par Funding to stay out of seized accounts after its staff accessed 100,000 records. $0.00. It later collapsed into bankruptcy amid SEC charges of fraud. Dana acted as gatekeeper, Dean Vagnozzi told the SEC. It goes without saying, Vagnozzi wrote, I apologize for how poorly this fund has performed.. Many home shopping fans (including me) were shocked to hear the news that two long time, and popular QVC on-air hosts, Dan Hughes and Carolyn Gracie, had been let go. He said he only learned about it in late 2018, two years after he began boosting Par Funding to investors. A trial is scheduled for next year. Isaac Chehebar, who invested $15 million of his family total, also declined comment. Financial adviser Dean Vagnozzi faces civil fraud charges for backing lender Par Funding. In those earlier filings, Vagnozzi also argued that there was no legal requirement that investors be told about LaFortes convictions. Hes also developed a taste for luxury cars, such as a $230,000 Aston Martin Vanquish and a Maserati Levante SUV, which starts at about $70,000. Crash Proof Retirement, Crash Proof Retirement Show, and Retirement Media, Inc. , and all related uses, are federally trademarked with the United States Patent and Trademark Office. In two previous cases, he. Vagnozzi also came under scrutiny when the receiver uncovered a legal settlement payment made from a bank account to a client who had refused to sign a new deal with Par Funding. My impeccable credit score was destroyed. His million-dollar-plus yearly income fell to zero.. Categories . Investors who refused were paid back in-part, or in-full and in late July 2020, Vagnozzi removed the remaining funds, which consisted of more than $500,000 in the MK Corporate Debt bank account and placed that money into his personal bank account this account and transfer was not disclosed in Vagnozzis July court filing per the receivers orders. No other way to say it., READ MORE: Par Funding owner seeks release from prison, agrees to SEC control until civil fraud trial. In July, federal financial regulators sued Vagnozzi, along with the owners of Par Funding and others, alleging they had defrauded 1,200 investors who put in nearly $500 million. On Wednesday, police confirmed the remains of a baby had been . Since financial adviser Dean Vagnozzi was charged with fraud in a government lawsuit in July, he has been castigated by regulators for how he steered customers to Par Funding, a Philadelphia lender founded by a twice-convicted felon. Date Filed Document Text; December 22, 2020: Filing 32 MOTION to Dismiss filed by COVENTRY FIRST LLC.Coventry First LLC's Motion to Dismiss Class Action Complaint. His book on investing is available on his website for $19.95. An . In his 20s and early 30s, he worked for his father-in-laws tech company and a big accounting firm, among other jobs, before settling into a groove selling life insurance. Key to Par's approach was that it required borrowers to sign what are known as "confessions of judgment" legal documents that compel the debtors to forfeit up front any right to defend themselves in court when accused of missing loan payments. Who wants more than 4 percent? Vagnozzi asked. NBC News obtained a videotape of an investor pitch dinner in Nov. 2019 hosted by Dean Vagnozzi, head of an investment firm that raised money for Par and was sued by the SEC. The funds that remained were then transferred into Vagnozzis personal account. He soon realized the repetitive, number-crunching and solitary profession was not for him. The evidence is that Dark Energy is responsible for the rate of expansion of the universe. The website for his firm, A Better Financial Plan, touts returns of 10% to 14% and $200 million . After graduating from Albright College in 1990, Vagnozzi began his career in accounting. Life Partners sellers were living a lot longer than predicted very good for them but hard on investors paying years of premiums without collecting death benefits. DEAN J. VAGNOZZI d/b/a A BETTER FINANCIAL PLAN, LLC Docket No.. 9: 08 190016 (SEC-OSC) CERTIFICATE OF SERVICE On behalf of the agency, I certify that I have this day caused to be served a copy of the foregoing Final Order upon the following persons pursuant to 1 Pa. Code 33.31 :

Rafa Martez Voice Actor, Houses For Rent In Valdosta, Ga Under $600, Articles W